NCUA Insurance

All Deposits are federally insured

The National Credit Union Administration (NCUA) serves as the deposit-insurance agency for First Financial Credit Union. NCUA is the strongest deposit-insurance agency of the federal government.

All member’s share, certificate and other deposit accounts, as well as non-member thrift accounts, are insured to $250,000 by the NCUA. There is no safer place for your money.

UPDATE:

On July 21, 2010, President Barack Obama signed into law the Dodd-Frank Wall Street Reform and Consumer Protection Act. Included in this sweeping legislation are provisions making permanant the current $250,000 maximum federal deposit insurance level, which had been temporary until December 31, 2013.

Your Money Is Safe at our Credit Union

First Financial Credit Union wants to assure you that your money is safe in a credit union. Since 1970, credit unions have been federally insured through the National Credit Union Share Insurance Fund (NCUSIF), an arm of the National Credit Union Administration. The U.S. government backs this fund with full faith and credit just as it does the FDIC. NCUSIF provides the same amount of coverage for credit unions as the FDIC does for banks: up to $250,000 per depositor and additional coverage of up to $250,000 per depositor for other types of accounts, such as IRAs.

For more information about your account’s coverage, contact your credit union or see the NCUA’s insurance estimator at: http://webapps.ncua.gov/ins/

Learn more about:

National Credit Union Share Insurance Fund (NCUSIF)
How Your Accounts Are Insured
Your Insured Funds

NCUA Call Center

On September 23, 2008, The National Credit Union Administration opened a call center to help members and credit unions better understand the insurance protection NCUA provides for member accounts.

The NCUA Insurance Call Center, operating from 8 a.m. to 6:30 p.m.(EDT) Monday through Friday, has insurance experts available to answer questions about the coverage provided by NCUA share insurance.

The toll-free Insurance Call Center number is 1-800-755-1030, extension 1

ACCOUNT SAFETY AND COMPLIANCE

FFCU works hard to ensure that your accounts are safe and comply with all federal regulations. That is why we have introduced a new safety feature. The next time you are in the credit union we will ask to scan your Drivers License, capture your signature, and take your picture. Member Service/Teller staff will be happy to assist you in updating your account with these important safety features.