Deposits

First Financial Credit Union has deposit accounts for your convenience

Regular Savings Account (Required account for membership)

The credit union pays competitive dividends, which go to you the owner, not a group of stockholders. Your account remains active as long as $0.01 (the par value of one share) or more remains on deposit. Contact Us.

Certificate of Deposit (CDs)

For longer-term savings, make the most of your money with a certificate of deposit. Terms are available from 180 days to 60 months, $500 minimum deposit required. Subject to early withdrawal penalties. Competitive Rates. Contact FFCU.

Individual Retirement Accounts (IRAs)/Roth IRAs

Start saving for your retirement now with a Traditional or Roth IRA. Regardless of whether your contribution is totally, partially, or not deductible for tax purposes, now is the time to save for your retirement. Please consult your tax advisor for information on how an IRA Contribution will affect your specific tax situation.

Christmas Club

Be prepared for the hustle and bustle of the holidays with your Christmas Club account. You may automatically deposit a portion of your paycheck in this interest-bearing account throughout the year. Funds are dispersed the first business day in October.

Basic Checking

  • No monthly service charge
  • No per check charge
  • Non-interest earning
  • Direct Deposit/Payroll Deduction
  • CALL 24
  • No minimum Balance
  • Checks available at low cost
  • Automatic withdrawals/ACH
  • ATM and/or Debit Card access to your Account/ATM at 3124 W. Edgewood.
  • Golden Highway Account for members age 50 and older
  • Overdraft Protection tailored to your needs
  • Check Reorder

Money Market Checking

  • Opening deposit $1000 minimum, average daily balance of $1000 to earn dividends
  • Competitive dividend rate calculated on your average daily balance and credited to your account monthly
  • No regular monthly service charge
  • No charge for up to 6 preauthorized, automatic, computer transfer, telephone or CALL24 withdraws per month
  • No more than 3 of these 6 withdrawals may be made by check or debit to third parties. A fee of $10 will be charged for each debit transaction in excess of 6 per month
  • With a tiered rate structure, higher balances earn a higher dividend

Kids Club

This account, for ages 12 and under, is the perfect way to start your child or grandchild on the road to financial success by establishing a savings habit. Accounts can be opened with as little as $0.01, and feature timely incentives to make saving fun and profitable.

Teen Scene

This account, for ages 13-17 is currently under development. Watch for more information to follow.

Golden Highway Club

This club gives added benefits to our members 50 and over with several social events held throughout the year and free checks.

Read the Golden Highway Club Newsletter here.