Give Yourself a Gift With Skip-A-Payment
Budgets can get stretched or you just need Extra Cash. So give yourself a helping hand. Use our SKIP-A-Payment service. If you are up to date on your personal or secured loan, you may elect to skip your loan payment. 1st and 2nd Mortgage, Home Equity and Student Loans in deferment are excluded. There is a $25.00 administration fee to handle this transaction and you can only skip one month’s payment per year per loan. Contact the Loan Department for details. The application can be found online at FFCU4U.com or stop by the credit union office.
To further reduce cost to our members any account with no activity for 12 months and a balance of $100.00 or less will be charged $2.00 per month. This excludes members under the age of 18 or IRA accounts.
If you are planning on travelling, please contact the credit union. We will put a memo on your account with your travel dates so that your debit card is not restricted during your travel dates. The Fraud Protection on our debit cards may flag your account as suspicious usage because of your travels. If we are aware of your general travel plans, we can make sure that your account is not restricted.